CREDIT LINE INCREASE

Your Credit Limit

Greater convenience. More flexibility.

Credit Line Increase with Citi Ready Credit

Credit Line Increase

  • Greater financial flexibility
  • Maximize the benefits of your Citibank Ready Credit
  • Instant temporary credit line increase with no documents required
BENEFITS

Credit line is the maximum balance that the bank agrees for customers to borrow in advance. Customers can draw down the credit line at anytime, for any amount as long as it does not exceed the maximum credit line.

PERMANENT CREDIT LINE INCREASE

Get a permanent credit line increase and enjoy greater financial freedom! You can permanently maximise the benefits of Citibank Ready Credit, Cash Advance, Click for Cash or Citibank PayLite for extra spending and making large purchases more efficient with a higher credit limit of up to five times (x5) your monthly income. Simply submit your new incremental income documents to get a higher permanent credit line.

TEMPORARY CREDIT LINE INCREASE

Citibank understands your urgent needs of credit and we are here to offer you an instant temporary credit line increase without any documents via Citibank Online. A temporary credit line increase allows you to have more credit in times of emergency, extra cash for spending during travel or even to make large last-minute purchases more efficiently through Citibank PayLite and Click for Cash.

Disclaimers

  • The credit line allowance request is based on the history of your Citibank Ready Credit account and the documents that you submit. The new credit line will depend on the internal criteria of Citibank.
  • New incremental Credit line will be within 5 times of monthly income.
  • Maximum temporary line validity is up to 2 cycles.